Business Or Busyness
Submitted by Steve Bentley BA CFP on
I had an interesting and engaging conversation with a business owner the other day. He was experiencing some challenges with time management and prioritization. As a mentor, I always ask the people I am assisting to take their time and elaborate on the specific issues they find challenging. Part of effective listening involves reading body movements and the choice of words and how they are enunciated. It reflects on emotions and trigger points.
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The real estate market has gone insane. At the moment of writing this article, we may fortunately be see some softening but it’s a seller’s market and homes are attracting multiple offers and selling for huge premiums. This has left our younger clients to start asking whether it is an appropriate time to purchase their first home. While its certainly does vary by client, I thought it would be prudent to outline the issues that first time buyers can control and prepare for.
You’ve heard the adage should I invest or pay off debt? Do I do both? Is one strategy better than the other? It seems that this question is always raised by people we engage with. The answer is specific to each individual, family, and business. The optimal strategy is part of what is included in a Financial Life Plan. To provide some insight, I thought I would spend some time to review some of the determinants that goes into this.