estate planning

Plan to live to 100

Yes! -- you can reasonably expect to live a long, long life and you should start planning for it now.

Here’s why:

  • Population projections tell us that centenarians, those aged 100 and over, rose 87.7 per cent between 2004 and 20111 -- and the number of centenarians is expected to triple or quadruple by 20362.
  • Today’s 65-year-olds can expect to live 20 years beyond retirement, on average3.

Accordingly, you should start your income longevity planning right away.

Here’s how:

What should you do with surplus cash?

10 key decisions for business owners

Key decision 3 – What should you do with surplus cash?

If you are the owner-manager of a private Canadian corporation and have surplus cash accumulating in your company, you may be wondering whether to retain the funds in the company or withdraw them while paying as little tax as possible. If so, there are a number of questions you should consider before you take action.

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