Glenn Stewart's blog

Fraud Claims - here are - 4 real cases of fraud

True stories where claims have been denied because of fraud.

March 20, 2012

In support of fraud awareness month this March, the Insurance Bureau of Canada (IBC) has collected some true stories of recent claims that left investigators shaking their heads.

1) The Repo Man

This FACT applies to Ontario residents Too!

87% of BC residents pay for home insurance they don’t need

Most don't have enough coverage for electronic equipment.

March 15, 2012

                        Nearly 90% of BC home insurance policyholders are paying for insurance protection they don’t need or want, according to Square One Insurance. Out of 1,000 policyholders, 87% are paying for irrelevant protection with traditional home insurance policies.

I help clients understand why buying insurance early is better.

Thinking ahead

Comprehensive financial plan­ning is particularly important now. Global markets are still unstable and many countries have a rapidly aging population. The number of retirees in North America is high and continues to grow. Retirement planning is crucial, not just for clients reaching age 65, but also for younger clients.

Canadian insurers have gone through two or three rounds of price increases since December 2010. Does pricier insurance still make sense for clients who want to leave legacies?

BEING UNINSURABLE IS A BIGGER PROBLEM

THAN PRICIER INSURANCE!

When was the last time you reviewed your

Insurance Policy Portfolio?

According to a recent study, more than 60% of insurance policy holders do not know what insurance they have or why they bought it. In addition, similar studies have shown that even a higher percentage of policy holders are under insured and do not know it.

Winter Preparedness

For many people in Canada, winter means hot chocolate, warm fires and the holidays. Nevertheless, it also inevitably means colder temperatures, snow and ice which can pose significant risks to your home or business. That’s why it’s important to prepare your home or business for winter to help protect against potential property damage and liability claims. To help protect you against winter-related losses, Glenn recommends the following tips:

Ground snow removal

If you are not able to work, how much money would you need per month?

What would your financial situation look like if you were seriously injured in a car accident? Alternatively, if the accident left one spouse deceased and the other seriously injured are you prepared financially?

It's not pleasant to think about accidents or sickness but you have to ask the question - if you are not able to work, how much money would you need per month?

Ten Key Areas to Consider when Purchasing Business Insurance

TD Insurance Winter Driving Poll reveals one quarter of Ontarians are anxious, scared or panicked when it comes to winter driving; preparation is essential

TORONTO, Nov. 28, 2011 - When the thermostat drops and the snow clouds roll in, more than one third of Ontarians (35%) admit they avoid driving in Canada's winter wonderlands, according to the TD Insurance Winter Driving Poll and one quarter (24%) say they feel anxious, scared or even panicked when driving during winter.

ANDY ROONEY DIED AT AGE 92.  THANKS ANDY

From: Jerry Brooking

Fax machine fire shuts down local restaurant

Most people acknowledge the risk of needing long-term care at

some  point in their retirement years. Owning long-term care

(LTC) insurance can help protect assets from the high cost of

receiving care. It can also reduce the burden that often otherwise

falls on family members.

_{Sun Life Canadian Health Index}

Key findings 

Canadians financially unprepared for illness

November 16, 2011

How financially prepared are you for a serious illness? According to Sun Life’s Canadian Health Index, most of us are woefully unprepared.

The survey found that nine out of 10 Canadians anticipate a negative financial impact if they were to experience a major or chronic illness, with 53% saying that impact would be significant or perhaps permanent.

CuttheRisk.com

Insurance Specialist

1201-81 Church St.Kitchener,ON N2G 4M1

glenn@cuttherisk.com

519.896.9970 or 1.888.256.8685

November  2011

A Disability Can Strike At Any time.

Could Your Company survive the loss of YOU?